Experian FICO 8 is utilized for both the soft and hard credit pulls
• Minimum 640 FICO for Owner Occupied and 2nd Homes
• Minimum 700 FICO for Investment Properties
• Eligibility is determined by the primary wage earner’s (the borrower that makes the most annual income) Experian FICO 8 score.
• Credit report may not be more than 30 days old at the time of closing.
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